Dana Peterson at West Capital Lending delivers wholesale mortgage pricing, transparent guidance, and a personal touch for first-time buyers, seasoned investors, and everyone in between.
FULL SUITE
From first-time buyers to seasoned investors the right program crafted around your life.
Lower initial payments with strategic flexibility for high-net-worth borrowers and investor real-estate.
Learn more →Tap equity in retirement, with no required monthly principal payments.
Learn more →Unmatched access to the nation's top lenders for your perfect mortgage solution.
In an industry where trust is everything, my track record speaks for itself. Real estate agents, financial advisors, and past clients return and refer friends and family — because of consistent communication, transparent pricing, and a genuine commitment to finding the right solution for each borrower.
Access to 180+ lenders means rates often 0.25%–0.50% better than retail banks.
Loan Estimates within 3 business days. No hidden fees, no fine print.
Most purchases close in 21–30 days. Refinances as fast as 14 days.
You work directly with Dana — not a call center queue.
Branch Manager · West Capital Lending
NMLS #173133 ·
THE PROCESS
Discuss your goals and receive a pre-approval letter, usually within 24 hours.
Find the property, lock the rate the moment you’re under contract.
Lender reviews the file in detail. Dana handles every condition for you.
Conditions cleared. Signing scheduled. Coordination with escrow & title.
Sign final docs, funds wire, and you receive the keys to your new home.
BROKER ADVANTAGE
Loan Estimates within 3 business days. No hidden fees, no fine print.
You work directly with Dana not a call center queue.
Updates at every milestone. No surprises on closing day.
Bank-statement, DSCR, jumbo, and interest-only options retail banks rarely offer.
"Excellent service. Saved us a lot of money and made the entire process simple from day one."
"Dana made our refi as painless as possible. Patient, kind, and extremely helpful."
"Our situation wasn't straightforward, but Dana listened and delivered an excellent outcome."
"The kindest communicator. It wasn't checking boxes — it was real, human guidance."
"From start to finish — knowledgeable, professional, and fast on every response."
"Exceptional service. Quick, efficient, and made my first refinance feel effortless."
MORTGAGE FAQS
Don’t see yours? Call Dana directly straight answers, no pressure.
FHA can work with scores as low as 500 (sometimes lower with compensating factors).Conventional typically requires 620+, but exceptions exist. 640 for down pay,emt assistance
Most purchase loans close in 21–30 days. Refinances can be as quick as 14 days for straightforward rate-and-term scenarios.
Yes. Gift funds from family members are allowed on most loan programs. We’ll need a gift letter and documentation of the transfer.
VA loans offer 0% down. FHA loans are available with as little as 3.5% down, which may be covered through down payment assistance. Conventional loans start at 3% for first‑time buyers and 5%+ for others.
Yes. Condos require additional review of HOA financials and insurance — Dana handles the entire process for you.
LET’S TALK
One conversation. Real numbers. Honest advice directly from Dana.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
