LOAN PROGRAM
Commercial Real Estate Loans
Financing for income-producing properties from 5+ unit multifamily to retail, office, and industrial.
Commercial deals reward experience. Dana works with a deep bench of capital partners banks, debt funds, agency lenders (Fannie/Freddie multifamily), and private money to source the right structure for each asset.
HIGHLIGHT
Multifamily 5+
Agency, bank, and bridge debt for stabilized and value-add deals.
HIGHLIGHT
Bridge & Construction
Short-term capital for repositioning, lease-up, or ground-up.
HIGHLIGHT
Mixed-Use & Retail
Permanent financing tailored to NOI, tenancy, and lease structure.
HIGHLIGHT
Cash-Out Refinance
Pull equity to recapitalize or fund the next acquisition.
How Commercial Underwriting Differs
Commercial lenders underwrite the property first and the borrower second. Net operating income, debt-service coverage, and asset class drive pricing and proceeds not your W-2.
Typical Terms
5/7/10-year fixed with 25–30 year amortization is standard. Agency multifamily can stretch to 12–15 years fixed. Bridge debt typically runs 12–36 months interest-only.
What You’ll Need
Trailing 12 P&L, rent roll, current debt schedule, sponsor financial statement, REO schedule, and the purchase contract or refi payoff.
BEST FOR
- Investors with 5+ unit assets
- Owner-users and small businesses
- Value-add or stabilized properties
- Portfolio refinances and 1031 exchanges
Other Programs
LET’S TALK
Ready to start your mortgage journey?
One conversation. Real numbers. Honest advice directly from Dana.
